Mat, N., Misron, M. F., Abdullah, N. A., & Alias, J. (2022). Pandemik Covid-19: Kesan Terhadap Gelagat Pengurusan Perbelanjaan Semasa Masyarakat Malaysia. Jurnal Personalia Pelajar, 24(2). Retrieved from https://spaj.ukm.my/personalia/index.php/personalia/article/view/207