CHE WEL, C. A.; OMAR, N. A.; SHAH ALAM, S. Credit Card Usage BehaviorAmong Working Student. Jurnal Personalia Pelajar, [S. l.], v. 18, n. 1, 2022. Disponível em: https://spaj.ukm.my/personalia/index.php/personalia/article/view/156. Acesso em: 17 may. 2024.