ZAHARI, S. A.; WAHID, H. Literasi Kewangan Dan Kesannya Terhadap Gelagat Perbelanjaan Mahasiswa di Universiti Kebangsaan Malaysia. Jurnal Personalia Pelajar, [S. l.], v. 23, n. 1, 2022. Disponível em: https://spaj.ukm.my/personalia/index.php/personalia/article/view/174. Acesso em: 10 may. 2024.