Yakob, R., H. Janor, and N. Khamis. “Tahap Literasi Kewangan Dalam Kalangan Pelajar Universiti Awam: Kajian Di Universiti Kebangsaan Malaysia”. Jurnal Personalia Pelajar, vol. 18, no. 1, Feb. 2022, https://spaj.ukm.my/personalia/index.php/personalia/article/view/154.